If you’ve been in a car accident, whether you’re a pedestrian, cyclist or driver, you can claim for compensation for your injuries and property damage. The key is to understand what steps you need to take to make a successful claim. This article will cover everything you need to know about making a car insurance claim in Singapore, including what to do after an accident, how to notify your insurer and the best car repair shop to visit.
What to Do After a Car Accident
The first thing you should do after a car accident claim Singapore is to call the police or ambulance. They will be able to give you advice and help you with any medical needs that may arise. It’s also a good idea to write down the names, addresses and contact numbers of all parties present at the scene of the accident, as well as their cars’ registration numbers, insurers and other relevant details. You should also photograph the accident site if possible, as this can be helpful in determining liability later on.
Next, you should report the incident to your insurer as soon as possible. You can do this at your nearest approved reporting centre or authorised workshop, or online via the Motor Claims Framework e-services platform (available for Singapore Citizens with Singpass). Be sure to note down any details that could help you to determine liability such as the circumstances surrounding the accident, the name and NRIC of any other parties involved, their vehicle’s license plate number and any distinguishing features. You should also take photos of the accident site and any other damages caused in the area, such as a poor tree that got hit.
You should also take down the name and NRIC of any witnesses, if there are any. Their contact information will be useful in contacting them at a later date. You should also note down any medical treatments or consultations you’ve had as a result of the accident and keep all invoices and receipts. You can use the Ministry of Manpower’s online injury calculator to get an estimate of how much you might be able to claim for your personal injury.
It’s important to remember that there is a limitation period for personal injury claims in Singapore. This applies to both work-related and private accidents, so it’s important to submit your claim within this timeframe. The amount you can claim for a personal injury will vary depending on the severity of your injuries, so it’s essential to seek legal advice as soon as possible.
When you’re claiming for a personal injury, it’s advisable to hire an experienced lawyer to represent you. They can help you negotiate with your insurer and ensure that you’re getting the compensation you deserve. They can also advise you on any additional damages you might be entitled to, such as loss of income and expenses for ongoing care and rehabilitation. Lawyers in Singapore typically work on a no win, no fee basis, so you can rest assured that you won’t be charged unless they successfully get you your compensation.